Terms & Conditions

Terms & Conditions

By using and/or availing products, information, software and services (collectively referred to as the “Services“) from www.myahealthcredit.com (the “Website“), you understand and hereby agree to use the Services by accepting the Website terms and conditions (“Terms“). Please read the Terms carefully before using the Website. If you do not agree to abide by the Terms, please do not use the Website or Services.

1.     Proprietary Rights

You acknowledge and agree that Mya Health Credit owns all legal right, title and interest in and to the Services, including any intellectual property rights which subsist in the Services (whether those rights are registered or not). You further acknowledge that the Services may contain information which is designated confidential by Mya Health Credit and that you shall not disclose such information without Mya Health Credit’s prior written consent.

2.     Usage of the Website and proprietary materials

Subject to the Terms set forth herein, Mya Health Credit grants you a non-exclusive, non-transferable, limited right to access and use the Website and the content therein.

The Website is intended for your personal and non-commercial use only. You hereby agree to register to become a member of the Website only if you are of sufficient legal age and can enter into binding contracts. You are responsible for maintaining the secrecy of your passwords, login name/user-id and account information at all times and you shall be personally responsible for all any and all use of the Website by you and anyone using your login information and password whether with or without your permission.

You may use the Website only for following purposes:

  • to contact various hospitals, clinics and doctors with respect to the treatment of any ailment/disease and obtain a quote from them; and
  • to search for and apply for loans from various banks and financial institutions whose details are available and facilitated through the Website with respect to curing the aforesaid ailment/disease;

You will not use the Website for following purposes:

  • to make any fraudulent applications.
  • for any purpose that is unlawful, illegal or forbidden by law.
  • to remove any copyright and other proprietary notices contained in any content on the Website.
  • to modify the content in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose.
  • to transfer the content to any other person unless you give such person notice of, and such person agrees to accept, the obligations arising under these Terms.
  • to copy, modify, create a derivative work from, decompile, reverse engineer, or otherwise attempt to discover any source code, sell, assign, sub-license or otherwise transfer any right in the Services.
  • not to use any intellectual property of Mya Health Credit without prior written permission of Mya Health Credit.

You hereby agree to comply with all applicable laws as well as abide by all additional restrictions displayed on the Website as may be updated from time to time.

Mya Health Credit may, at its sole discretion, at any time and without prior notice or liability, suspend, terminate or restrict your access to all or any component of the Website.

3.     Links to Third Parties

As a matter of convenience to you, Mya Health Credit may provide links to various third party websites on the Website. If you use any of these external websites, you may be directed/redirected to such external website and may leave the Website. If you decide to visit any such external link, you agree to do so at your own risk, responsibility and liability. Mya Health Credit makes no warranty or representation regarding, and does not endorse, any website linked to the Website or the information appearing thereon or any of the products or services described thereon. Mya Health Credit does not endorse or represent any service provider listed on the Website.

4.     Our Partners

Mya Health Credit may partner with various third parties for the provision of Services including but not limited to hospitals, clinics, doctors, financial institutions and banks.

Any display of third party services offered through the Website does not in any way imply, suggest, or constitute any reputation, sponsorship or approval of Mya Health Credit by any such third parties. Mya Health Credit’s display of specific options does not suggest any recommendation or endorsement by Mya Health Credit of the third party services. You agree that Mya Health Credit is in no way responsible for the accuracy, timeliness or completeness of information it may obtain from these third parties and which may be posted on the Website and as may be amended from time to time. Your interaction with any third party accessed through the Website is at your own risk, and Mya Health Credit will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any such third parties or for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with such third parties or availing any services from such third parties.

5.     Warranty Disclaimer

The Website and Services provided on the Website are provided on an “AS IS” and “AS AVAILABLE” basis. Mya Health Credit expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and security and accuracy, as well as all warranties arising by usage of trade, course of dealing, or course of performance.

Mya Health Credit makes no warranty, and expressly disclaims any obligation, that: (a) the Website content will be up-to-date, complete, comprehensive, accurate or applicable to your circumstances; (b) the Website will meet your requirements or will be available on an uninterrupted, timely, secure, or error-free basis; (c) the results that may be obtained from the use of the Website or Services offered through the Website will be accurate or reliable; or (d) the quality of any products, services, information, or other material obtained by you through the Website will meet your expectations.

The Website content may contain inaccuracies and typographical errors. Mya Health Credit does not warrant the accuracy or completeness of any such content or the reliability of any advice, opinion, statement, memorandum or other information displayed or distributed through the Website. You acknowledge that any reliance on any such opinion, advice, statement, memorandum or information shall be at your sole risk. Mya Health Credit does not endorse or represent any partner or service provider listed on this Website.

6.     Limitation of Liability

Mya Health Credit (including its officers, directors, employees, representatives, affiliates, partners and providers) will not be responsible or liable for (a) any injury, death, loss, claim, act of god, accident, delay, or any direct, special, exemplary, punitive, indirect, incidental or consequential damages of any kind (including without limitation lost profits or lost savings), whether based in contract, tort, strict liability or otherwise, that arise out of or is in any way connected with (i) any failure or delay (including without limitation the use of or inability to use any component of the Website), or (ii) any use of the Website or content, or (iii) the performance or non performance by us or any partner or service provider, even if we have been advised of the possibility of damages to such parties or any other party, or (b) any damages to or viruses that may infect your computer equipment or other property as the result of your access to the Website or your downloading of any content from the Website.

7.     Additional Terms and Conditions

  • You may not assign or otherwise transfer your rights or obligations under these Terms. Mya Health Credit may assign its rights and duties under these Terms without any such assignment being considered a change to the Terms and without any notice to you. If we fail to act on your breach or anyone else’s breach on any occasion, we are not waiving our right to act with respect to future or similar breaches.
  • Usage of the Website following the posting of notice of any modification will be subject the Terms in effect at the time of your usage. If you object to these Terms or any subsequent modifications to these Terms or become dissatisfied with the Website in any way, your only recourse is to immediately terminate use of the Website and/or the Services.
  • Other terms and conditions may apply to the loans availed by you from or through the Website. In such a scenario you will observe these other terms and conditions as may be applicable without any liability upon Mya Health Credit.
  • If any of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that Term will be enforced to the fullest extent permitted by applicable law and the other Terms will continue to remain valid and enforceable.
  • These Terms, together with those agreements and policies made a part of these Terms by reference, make up the entire agreement between Mya Health Credit and you relating to your use of the Website, and replace any prior understandings or agreements (whether oral or written) regarding your use of the Website.
  • The laws of the India, without regard to its conflict of laws rules, will govern these Terms, as well as your and our observance of them. If you take any legal action relating to your use of the Website or these Terms, you agree to file such action only in the courts located in Mumbai, India. In any such action or any action we may initiate, the prevailing party will be entitled to recover all legal expenses incurred in connection with the legal action, including but not limited to costs, both taxable and non-taxable, and reasonable attorney fees.

 You acknowledge that you have read and have understood these Terms, and that these Terms have the same force and effect as a signed agreement.

8.     Changes to the Website

Mya Health Credit reserves the right, at its sole discretion, to change, modify, add or remove any portion of the Terms or any content on the Website in whole or in part, at any time without any prior notice or intimation to you. Changes in the Terms will be effective immediately when notice of such change is posted. Your continued use of the Website after any changes to the Terms are posted will be considered acceptance of those changes.

9.     Privacy Policy

By using the Website, you consent to the use of your information as stated in our Privacy Policy. Please revisit this Privacy policy on a regular basis.