Privacy Policy
Mya Health Credit Private Limited is committed in respecting the privacy of every person who accesses this website or avails its products and services though this website (together referred to as “Services“). You may share your personal information upon accessing this website or by availing our Services. Your privacy is important to us and we strive to take reasonable care and protection of the information we receive from you.
The purpose of this Privacy Policy (“Policy“), as amended from time to time, is to give you an understanding on how we intend to collect and use the information you provide to us. The Policy may be subject to further changes. Upon updating the Policy, we may revise the “Updated” date at the bottom of this Policy.
By accessing this website and providing us your information, you hereby consent to the collection and use of such information for the purposes disclosed in this Policy. You are providing the information out of your free will. You have the option not to provide us the data or information sought to be collected if you do not agree with this Policy and the website Terms & Conditions.
Personal Information
When you register with this website or access the website or avail the Services, you may be required to give information not limited to your age, gender, first and last name, birth date, title, zip code/pin code, occupation, industry, bank name, salary details, personal interests, health related history, company or any other physical address, contact number, email or other contact information and any other data as desired by us or provided by you while availing the Services (“Personal Information“). Questions or comments submitted by visitors may also be regarded as Personal Information.
Personal Information and its usage
We may collect and use your Personal Information to:
- send you, from time to time, via email or SMS, updates or news regarding the Services;
- transfer information about you if we are acquired by or merged with another company;
- send you updates or news regarding the Services, but you may choose not to receive email of this type by using the unsubscribe option or by intimating us through email;
- allow you to subscribe to our newsletters;
- seek your feedback or to contact you in relation to the Services offered;
- administer or otherwise carry out our obligations in relation to any agreement you have with us;
- anticipate and resolve problems related to the Services;
- respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims; and
- to investigate, prevent, or take action regarding illegal activities, suspected fraud, violations of the website or as otherwise required by law.
We may also remove all the personally identifiable information and use the rest for historical, statistical or scientific purposes.
You hereby consent that the collection and use of any Personal Information or any other information as disclosed under this Policy shall not cause any loss or wrongful gain to you. Further, you also hereby consent and acknowledge to be bound by the website terms and conditions as detailed at Terms & Conditions.
Non-Personal Information and its usage
We may additionally collect and track non Personal Information about your website visit including the domain name and the name of the web page from which you use our Services, how much time you have spent on each of our web pages, the Internet Protocol (IP) address associated with your computer, operating system and platform, transaction history, pages viewed, information searched for or requested for and other relevant statistics. We will use this information for the purposes of improving the performance and operations of our website and Services.
Authorization
You authorize us to exchange, transfer, share, part with all information (Personal Information and/or any information provided by you), across borders and from your country and jurisdiction to any other countries and jurisdictions across the world (including India), with any agent / third party service provider / partners / banks and financial institutions / credit bureaus and agencies / hospitals and clinics / participation as may be required to provide Services to you or as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and shall not hold us liable for use or disclosure of this information.
For instance when you apply for a loan on our website, with any of our partners or third party service providers, the information in your online application form will become subject to that partner’s or third party service provider’s privacy policy, which may differ with the Policy of Mya Health Credit Private Limited. We encourage you to read the privacy policies of our partners and third party service providers and you confirm that the same are adequate and secure.
Information placed on your computer
We may store some information such as ‘cookies’ on your computer when you access our Services. This information facilitates your use of the Services and ensures that you do not need to re-enter your details every time you visit our website to avail the Services. You can erase or choose to block this information from your computer. The cookies do not contain or capture any Personal Information. You can configure your computer’s browser to alert you when our website while availing the Services attempts to send you a cookie and allows you to accept or refuse the cookie. Your decision to refuse cookies will not prevent you from using the Services, but may limit your ability to take advantage of some of our advanced features.
Security
The security of your Personal Information is important to us. We have reasonable security measures to safeguard and protect your Personal Information from unauthorized access and you agree that such measures are secured and adequate. We restrict access to your Personal Information to our employees, agents, third party service providers, partners, banks ,financial institutions, credit bureaus, agencies, hospitals and clinics as may be required who need to know such Personal Information in relation to the Services (“Recipients”). You agree that the security measures undertaken by such Recipients (or if agreed between us and the Recipient(s)) are secured and adequate.
While we will endeavor to take all reasonable and appropriate steps to keep secure any information which we hold about you and prevent unauthorized access, you acknowledge that the internet is not 100% secure and that we cannot provide any absolute assurance regarding the security of your Personal Information. We will not be liable in any way in relation to any breach of security or unintended loss or disclosure of information due to the website being linked to the internet.
Children’s Privacy
Protecting the privacy of every minor is equally important to us. The website and Services are not structured to attract minor children under eighteen (18) years and you hereby acknowledge that you are above the age of eighteen (18) years while availing the Services.
Third Party Links
As a matter of convenience to you, the Services may provide/include links and hyperlinks to third party links and hyperlinks. The listing of such third party external site does not imply endorsement of such site by us. We do not make any representations regarding the availability and performance of the Services or any of the external sites which could be provided. If you click on any advertising banner, sponsor link, or other external link from the Services, you may automatically be directed to a new third party service / browser that is not hosted or controlled by us and we are not responsible for the content, terms of use, privacy policies and practices of such third party service / browser.
Access/Accuracy
To the extent that you provide us with your Personal Information, we wish to maintain your Personal Information accurate at all times. If you need to update or correct your Personal Information or have any grievance with respect to the processing or use of your Personal Information, for any reason, you may send updates and corrections to us at info@myahealthcredit.com and we may take all reasonable efforts to incorporate the changes and/or address your grievances within a reasonable period of time.
Further, you will have an option to withdraw your consent given earlier, provided such withdrawal of the consent is intimated to us in writing. If you do not provide us Personal Information or withdraw the consent to provide us Personal Information at any point in time, we shall have the option not to provide you the Services in respect of which the said Personal Information was sought.
Contacting Us
We can address any questions, comments and concerns about our online privacy practices and policy. Please write to us at info@myahealthcredit.com.